Lifetime Financial Advisors, Inc. was founded with the goal of assisting our clients in every aspect of their financial lives. We provide personalized service to all our clients, thus earning a reputation for excellence in our industry. We strive to help create financial stability and security to provide financial independence.

OUR COMMITMENT

Through our unbiased, objective and independent guidance, we are able to help those that are looking to optimize their personal situation. Our clients view us as their personal CFO. This commitment to our clients requires a deep understanding of their personal situation. Our recommendations are tailored to each family. However, we are selective in those we help. We are not all things to all people, but we are all things to some people.

OUR PRINCIPLE
 
Our client portfolio management team is dedicated to offering strategies that help you navigate all market environments. We put the most dynamic managers to work in your portfolio searching the globe for available talent. We also use alternative investments that seek to provide non-correlation to the overall markets. Being independent, we are limited only by our ideas and our extensive research. We work hard each and every day to help maximize return and minimize risk for our clients given their individual goals and objectives.

OUR SERVICES

While developing a customized financial program, we will walk you through a step-by-step process that will help make you feel confident in your decisions.  Once your goals have been established, we will customize appropriate strategies to suit your vision and objectives. We can help you execute a sound financial program utilizing the following products and services:

 

Investment Management

  • Design and implement a customized investment strategy and portfolio
  • Provide monthly and quarterly reports
  • Coordinate retirement assets as part of your overall portfolio

 

Retirement Planning 

  • Design a retirement strategy based on your lifestyle
  • Provide retirement planning distribution options

 

Estate Planning

  • Review Wills and Trusts based on your current objectives
  • Review retirement plan beneficiary designations
  • Provide strategies for asset transfers to heirs
  • Review liquidity needs and plan for incapacity

 

Tax Planning

  • Provide year-end tax reports
  • Coordinate tax reduction strategies with your accountant
  • Develop retirement plan options for your business

 

College Planning

  • Review education funding needs and options

 

Life Event Planning

  • Employer group benefit choices
  • Estate distribution following a death
  • Advice on mortgage options
  • Analyze changes due to marriage, divorce, or a death in the family
  • Business succession strategies

 

Charitable Giving

  •   Provide strategies for charitable giving

 

Risk Management

  • Review life, disability, medical and liability coverages
  • Provide recommendations for the best coverage to meet your needs
  • Analyze your need for Long Term Care protection and recommend the best plan for you

 

Insurance

  • Health Insurance
  • Disability Income Insurance
  • Life Insurance
  • Long Term Care Insurance